Terms of Service

Last updated: April 2025

Welcome to DigitalWealthSource. By accessing or using our website at digitalwealthsource.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

1. Educational Content Only โ€” Not Financial Advice

All content on DigitalWealthSource โ€” including articles, guides, calculators, tools, and any AI-generated responses โ€” is provided for educational and informational purposes only. Nothing on this Site constitutes personalized financial, tax, legal, or investment advice.

Our content is not a substitute for professional financial advice. We are not a registered investment advisor, broker-dealer, CPA, or attorney. Before making any financial decisions, you should consult with a qualified professional who understands your specific situation.

Calculator results, tool outputs, and AI-generated responses are estimates based on the inputs you provide and general assumptions. They may not reflect your actual financial situation and should not be relied upon as the sole basis for any financial decision.

2. No Guarantees

While we strive for accuracy, we make no warranties or guarantees regarding the completeness, accuracy, reliability, or timeliness of any content on this Site. Financial regulations, tax laws, interest rates, and market conditions change frequently. Content may become outdated between our update cycles.

We are not responsible for any financial losses, damages, or adverse outcomes resulting from your use of information or tools on this Site.

3. Use of Tools and Calculators

Our financial tools and calculators are designed to provide general estimates and educational illustrations. All data you enter into our tools is processed in your browser and is not transmitted to or stored on our servers. We do not have access to the financial information you input into calculators or tools.

Tool results are approximations and may differ from actual outcomes due to rounding, simplified assumptions, or changes in tax/financial rules.

4. AI Money Coach Disclaimer

Our AI Money Coach is powered by artificial intelligence and provides general financial education responses. AI responses may contain errors, outdated information, or oversimplifications. AI-generated content does not constitute professional financial advice. You should independently verify any information provided by the AI coach. The AI coach does not have access to your actual financial accounts or personal data.

5. Intellectual Property

All content on this Site โ€” including text, graphics, logos, tools, calculators, and software โ€” is the property of DigitalWealthSource and is protected by copyright and intellectual property laws. You may share and link to our content with attribution. You may not republish, reproduce, or redistribute our content without written permission. You may not scrape, copy, or systematically download content from this Site.

6. Third-Party Links

Our Site may contain links to third-party websites for reference or additional information. We do not control, endorse, or assume responsibility for the content or practices of third-party sites. Visiting third-party links is at your own risk.

7. Affiliate Relationships

DigitalWealthSource may participate in affiliate programs. When we recommend products or services, we may earn a commission if you make a purchase through our links. Affiliate relationships never influence our editorial content or recommendations. We disclose affiliate relationships where applicable. We only recommend products and services we believe provide genuine value.

8. User Conduct

You agree not to use this Site to violate any applicable law or regulation, attempt to gain unauthorized access to our systems, distribute malware or harmful code, or scrape or harvest content without permission.

9. Limitation of Liability

To the maximum extent permitted by law, DigitalWealthSource and its team members shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site. Our total liability for any claim arising from use of this Site shall not exceed the amount you paid to us (which is $0, since our tools are free).

10. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the modified terms.

11. Governing Law

These Terms of Service are governed by the laws of the United States. Any disputes arising from these terms or your use of the Site shall be resolved in accordance with applicable federal and state law.

12. Contact

If you have questions about these Terms of Service, please contact us through our contact page.