The Fraud Map: Internet Crime and Scam Losses per Resident in Every State (2026)
The FBI received more than a million internet crime complaints in 2025 and $20.9 billion in reported losses. We ranked every state by loss per resident and looked at who loses the most.
📑 On this page ▼
📐 Figures verified Sep 28, 2026 against the FBI Internet Crime Complaint Center's 2025 Internet Crime Report: its state tables of complaints and losses, complaints and losses per 100,000 residents, and the state tables for complainants aged 60 and older. These are reported losses; most scams are never reported.
Americans reported losing $20.9 billion to internet crime and scams in 2025, 26% more than in 2024. Per resident, losses were highest in the District of Columbia ($140.37), California and Nevada, and lowest in Louisiana. People 60 and older lost the most: $7.7 billion, averaging $38,500 per complaint.
Numbers That Matter
| Figure | Amount | Source | Verified |
|---|---|---|---|
| Internet crime complaints to the FBI, 2025 | 1,008,597 | FBI IC3 2025 report | Sep 28, 2026 |
| Reported losses, 2025 | $20.877 billion, up 26% from 2024; average $20,699 per complaint | FBI IC3 2025 report | Sep 28, 2026 |
| Complainants aged 60 and older | 201,266 complaints and $7.748 billion lost, an average of $38,500; 12,444 lost more than $100,000 | FBI IC3 2025 report | Sep 28, 2026 |
| Complaints involving cryptocurrency | 181,565, with $11.366 billion lost | FBI IC3 2025 report | Sep 28, 2026 |
| Where to report internet crime | The FBI Internet Crime Complaint Center | FBI IC3 | Sep 28, 2026 |
| Where to report fraud and scams | The FTC, at ReportFraud.ftc.gov | Federal Trade Commission | Sep 28, 2026 |
| Credit freezes | Free at all three credit bureaus, for adults and children | Federal Trade Commission | Sep 28, 2026 |
What the Numbers Show
- Losses jumped again. Complaints to the FBI passed one million in 2025, and reported losses rose 26% to $20.9 billion, an average of $20,699 per complaint.
- Where you live matters. Per resident, reported losses were highest in District of Columbia, California, Nevada, Arizona, Hawaii and New Jersey. They were lowest in Louisiana, Kentucky, Mississippi and Iowa.
- Older adults lose the most. People 60 and older filed 201,266 complaints, more than any other age group, and lost $7.7 billion, 37% of all reported losses, with the highest average loss at $38,500. In New Mexico, Montana, Arizona and Kentucky, people 60 and older accounted for more than half of reported losses.
- Cryptocurrency drives the biggest losses. Complaints involving cryptocurrency made up about 18% of the total but $11.4 billion of the losses, more than half.
The Fraud Map: Every State Ranked by Loss per Resident
States ranked by reported losses per resident, from the FBI's figures per 100,000 residents, with complaints, total losses and the share of losses reported by people 60 and older. Complaints are counted by the complainant's state.
| Rank | State | Complaints | Complaints per 100,000 | Reported losses | Losses per resident | Losses reported by people 60+ | 60+ share of losses |
|---|---|---|---|---|---|---|---|
| 1 | District of Columbia | 3,113 | 448.8 | $97.4 million | $140.37 | $10.1 million | 10% |
| 2 | California | 116,414 | 295.8 | $3.67 billion | $93.37 | $1.40 billion | 38% |
| 3 | Nevada | 13,366 | 407.2 | $302.2 million | $92.08 | $115.3 million | 38% |
| 4 | Arizona | 28,868 | 378.7 | $630.7 million | $82.73 | $344.0 million | 55% |
| 5 | Hawaii | 3,328 | 232.3 | $106.4 million | $74.29 | $55.4 million | 52% |
| 6 | New Jersey | 20,648 | 216.2 | $660.4 million | $69.17 | $249.8 million | 38% |
| 7 | Florida | 71,843 | 306.2 | $1.60 billion | $68.03 | $709.8 million | 44% |
| 8 | Rhode Island | 2,700 | 242.3 | $72.0 million | $64.57 | $21.6 million | 30% |
| 9 | Maryland | 19,430 | 310.1 | $390.2 million | $62.29 | $176.4 million | 45% |
| 10 | New York | 45,255 | 226.2 | $1.23 billion | $61.31 | $408.7 million | 33% |
| 11 | Connecticut | 9,714 | 263.4 | $219.5 million | $59.51 | $73.2 million | 33% |
| 12 | Colorado | 18,847 | 313.5 | $355.0 million | $59.05 | $144.5 million | 41% |
| 13 | Delaware | 3,089 | 291.4 | $62.0 million | $58.51 | $16.2 million | 26% |
| 14 | Texas | 97,912 | 308.8 | $1.83 billion | $57.57 | $678.6 million | 37% |
| 15 | Massachusetts | 22,936 | 320.6 | $410.9 million | $57.44 | $113.9 million | 28% |
| 16 | Washington | 25,619 | 320.2 | $458.2 million | $57.26 | $179.7 million | 39% |
| 17 | Utah | 9,903 | 279.8 | $195.4 million | $55.22 | $65.9 million | 34% |
| 18 | South Dakota | 2,514 | 268.8 | $51.5 million | $55.02 | $14.7 million | 29% |
| 19 | Alaska | 3,202 | 434.3 | $40.0 million | $54.22 | $16.3 million | 41% |
| 20 | Virginia | 25,314 | 285.1 | $476.1 million | $53.62 | $220.9 million | 46% |
| 21 | West Virginia | 4,209 | 238.3 | $92.6 million | $52.46 | $19.0 million | 20% |
| 22 | Kansas | 7,927 | 266.3 | $147.3 million | $49.49 | $55.7 million | 38% |
| 23 | South Carolina | 14,699 | 263.9 | $264.1 million | $47.41 | $97.3 million | 37% |
| 24 | North Dakota | 1,418 | 177.4 | $37.9 million | $47.37 | $5.9 million | 16% |
| 25 | Georgia | 25,936 | 229.5 | $534.6 million | $47.30 | $218.2 million | 41% |
| 26 | Montana | 2,618 | 228.7 | $53.2 million | $46.47 | $31.8 million | 60% |
| 27 | Oregon | 12,477 | 292.0 | $193.2 million | $45.21 | $77.5 million | 40% |
| 28 | Wyoming | 1,552 | 263.6 | $25.8 million | $43.87 | $5.9 million | 23% |
| 29 | Idaho | 4,479 | 220.7 | $88.7 million | $43.71 | $37.4 million | 42% |
| 30 | Minnesota | 13,595 | 233.2 | $248.9 million | $42.69 | $111.4 million | 45% |
| 31 | Illinois | 32,977 | 259.3 | $535.3 million | $42.08 | $189.5 million | 35% |
| 32 | New Hampshire | 4,374 | 309.0 | $59.3 million | $41.89 | $25.1 million | 42% |
| 33 | Vermont | 1,580 | 245.1 | $26.6 million | $41.21 | $8.5 million | 32% |
| 34 | Pennsylvania | 31,154 | 238.6 | $537.8 million | $41.18 | $215.9 million | 40% |
| 35 | New Mexico | 5,688 | 267.6 | $85.6 million | $40.26 | $55.8 million | 65% |
| 36 | Maine | 2,888 | 204.1 | $56.5 million | $39.96 | $23.3 million | 41% |
| 37 | North Carolina | 25,940 | 231.6 | $431.6 million | $38.54 | $164.2 million | 38% |
| 38 | Michigan | 22,191 | 219.1 | $381.1 million | $37.63 | $169.9 million | 45% |
| 39 | Missouri | 14,087 | 224.7 | $233.9 million | $37.31 | $91.6 million | 39% |
| 40 | Tennessee | 16,261 | 222.3 | $269.2 million | $36.80 | $108.3 million | 40% |
| 41 | Nebraska | 3,724 | 184.5 | $71.8 million | $35.60 | $28.4 million | 40% |
| 42 | Ohio | 27,626 | 232.1 | $421.3 million | $35.40 | $163.7 million | 39% |
| 43 | Indiana | 20,777 | 297.9 | $233.0 million | $33.42 | $81.5 million | 35% |
| 44 | Arkansas | 6,161 | 197.8 | $102.5 million | $32.92 | $37.0 million | 36% |
| 45 | Wisconsin | 16,680 | 279.3 | $194.2 million | $32.52 | $92.0 million | 47% |
| 46 | Alabama | 9,936 | 191.3 | $167.2 million | $32.20 | $58.8 million | 35% |
| 47 | Oklahoma | 11,964 | 290.2 | $131.9 million | $31.99 | $53.3 million | 40% |
| 48 | Iowa | 5,436 | 167.9 | $95.5 million | $29.50 | $44.1 million | 46% |
| 49 | Mississippi | 5,084 | 172.1 | $77.4 million | $26.19 | $33.1 million | 43% |
| 50 | Kentucky | 9,414 | 204.3 | $119.7 million | $25.98 | $64.4 million | 54% |
| 51 | Louisiana | 8,623 | 186.7 | $105.4 million | $22.83 | $35.9 million | 34% |
Losses by Age
Complaints and reported losses by the complainant's age, nationwide. Losses climb with age: people in their 50s lost more than twice what people in their 30s did, and people 60 and older more than twice what people in their 50s did.
| Age | Complaints | Reported losses |
|---|---|---|
| Under 20 | 31,254 | $67.1 million |
| 20 to 29 | 112,069 | $563.1 million |
| 30 to 39 | 153,293 | $1.7 billion |
| 40 to 49 | 167,066 | $2.957 billion |
| 50 to 59 | 124,820 | $3.7 billion |
| 60 and older | 201,266 | $7.748 billion |
How to Protect Yourself and Your Family
Most losses start with contact you didn't ask for: a call, text or message from someone posing as a bank, a government agency, tech support, a romantic interest or an investment adviser. The tells repeat. Anyone who demands payment by gift card, wire transfer, cryptocurrency or cash handed to a courier is a scammer, and so is anyone who tells you to move money to keep it safe.
Freeze your credit at Equifax, Experian and TransUnion; it is free and blocks new accounts in your name. Turn on account alerts, add a trusted contact to investment accounts, and agree on a family code word so that a panicked call in a relative's voice can be checked. For an older parent, the same steps, plus help setting them up, cut the risk most.
Methodology
All state figures come from the FBI Internet Crime Complaint Center's 2025 Internet Crime Report: complaints and reported losses by state, the IC3's complaints and losses per 100,000 residents, and the state tables for complainants aged 60 and older. Losses per resident divide the IC3's losses per 100,000 residents by 100,000. The table covers the 50 states and the District of Columbia; complaints from territories and those without a state are left out, so the state totals sum to less than the national figures.
These are complaints reported to the FBI, so they undercount fraud, and a single large loss can move a small state's figures. The share reported by people 60 and older divides the 60+ table's losses by the state's total losses. Two values in the report's 60+ loss table wrap across lines in the PDF (California $1,403,975,911 and Florida $709,823,172) and were read from both lines.
Worked Example: Reading Your State
- Losses per resident: $82.73, the 4th highest, against $22.83 in Louisiana.
- Complaints: 28,868, or 378.7 per 100,000 residents.
- Total reported losses: $630.7 million, of which people 60 and older reported $344.0 million, 55%.
- What it means: if you help an older parent in a state like Arizona, a credit freeze, account alerts and a trusted contact are the first three steps.
Reported losses, not total fraud; figures from the FBI's 2025 report.
Decision Rules
If this, then that
- If anyone asks for payment by gift card, wire, crypto or a courier → stop; it's a scam.
- If a caller says they're from your bank or the government → hang up and call the number on your card or the agency's official site.
- If you're 60 or older or help a parent with money → freeze credit, add a trusted contact and set a family code word.
- If you've already lost money → call your bank at once, then report to the FBI's IC3 and the FTC.
- If someone offers to recover your losses for a fee → it's a second scam; recovery offers target past victims.
Mistakes to avoid
- Trusting caller ID; it can be faked.
- Moving money to a "safe account" at someone's request.
- Staying quiet out of embarrassment; fast reports give banks the best chance to stop a transfer.
- Assuming older relatives are the only targets; younger adults file many complaints too.
Related: what happens if your identity is stolen; managing an aging parent's finances; and the Bank Fit Scorecard for accounts with alerts and protections that fit how you bank.
If it just happened to you, the First 24 Hours After a Scam tool lays out what to do in order, starting with the call that can still stop a payment.